There are numerous approaches to spending money wisely. You can be clever about how much you give away, and you can also be smart about what you buy and where you go when you do so. When you accomplish all of these things, you will not only save a lot of money, but you will also have a better life.

Well, what if someone asks you to describe a time when you had a discussion on the money with your family or friends. IELTS asks you these kinds of questions and for that, you should be ready. Read the article below to know more about the IELTS cue card about the discussion on money.

Also Read: IELTS Speaking Part 1 Headphones: Practise Questions and Answers for IELTS Speaking

Describe a Time When You Had a Discussion on Money

You should say:

#who you had the discussion with

#why you discuss this topic

#what the result of the discussion was

#and explain why this discussion was interesting for you.

IELTS Exam Speaking Cue Card


I’ve seen that just a few people want to seriously debate how we should spend money or how we spend money since talking about it makes them uncomfortable. But, whenever I’ve had the chance, I’ve talked about this vital topic with individuals around me, just like I did a few months ago with my parents.

Why Do You Discuss this Topic?

As a teenager, the world is your place to grow, but you’ll need money to take advantage of it. Earning money as a teenager is a fantastic experience. It’s a liberating sensation, but great power comes with a huge responsibility. You may not realise the full amount of that ability as a young person.

We had some ideas, and like anything else in life, having a plan is a good place to start. Make a diary of all of your sources of income, which covers all of the family members and if any external income or money from your parents, and then make a list of your expenditures. This allows you to carefully manage your financial flow.

Also Read: Home Country Speaking Part 1: Ace IELTS 2022 with the Best Preparation Tips and Strategies

Explain Why the Discussion was Interesting for You.

When it comes to temptation and desires, money will make you want to spend and waste on things that are unimportant and not in use in the larger scheme of things. Sure, you want to wear the newest designer shoes, and designer clothes and attend the hottest party. However, these are only trends, and all trends eventually expire.

In any case, the talk was fascinating, primarily because it taught me not to be concerned about my future. After all, no one can predict and know the requirement in the future. It also taught me that we should never have given up our present to make place for an unknown future while working so hard to improve our current financial situation.

IELTS Exam Preparation

#Describe a fishing area.

#Describe a quality you had in childhood.

#Describe a time when you were kidnapped.

#Describe a childhood photo you dislike.

#Describe a time when you observed stars.

#Tell about a robot you like.

#Describe a love marriage story.

#Describe chocolate you didn’t like

#Describe your favourite subject.

#Speak about an introverted person.

#Describe a household item you got repaired.

#Talk about a war.

#Describe a crop you are familiar with.

#Describe a crime you were involved in

#Describe something that saves your time


The fact that you will not know the subjects and topics ahead of time is one of the most difficult components of the IELTS Speaking exam. You can study common subjects, but you won’t know the specific questions unless your expert tells you.

There’s a chance you’ll be asked a question or topic about something you don’t know or never heard much about or have no experience with. While this is not a pleasant circumstance, the good news is that your knowledge of a particular topic plays a minor role in the IELTS Speaking exam.

Visit IELTS Ninja for more IELTS exam preparation advice.

Also Read: Cue Cards Jan to April 2022: How to Score 8+ Bands in IELTS Speaking?

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About the Author


Shilpa is a professional web content writer and is in deep love with travelling. She completed her mass communication degree and is now dedicatedly playing with words to guide her readers to get the best for themselves. Developing educational content for UPSC, IELTS aspirants from breakthrough research work is her forte. Strongly driven by her zodiac sign Sagittarius, Shilpa loves to live her life on her own notes and completely agrees with the idea of ‘live and let live. Apart from writing and travelling, most of the time she can be seen in the avatar of 'hooman' mom to her pets and street dogs or else you can also catch her wearing the toque blanche and creating magic in the kitchen on weekends.

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